YNAB 3.6

YNAB will help you manage your money by keeping an eye on your current budget and planning your purchases.
The interface is simple and straightforward, so any user would be able to manage it. It consists of three tabs: Budget, Checking Account and Reports.

In the “Budget” tab you can organize your spendings. The fact that it’s organized into different categories will help you prioritize where you will direct your spending budget. In this tab you just allocate the amount of money you are willing to pay for certain things or services.

In the “Checking Account” you schedule your transactions; both your income and spendings. You have the possibility to plan your current transactions or schedule the recurring ones. It’s a time saver for those who have fixed income and loan debts. You can just schedule them in advance. This way you don’t have to waste your time entering the same transaction over and over again.

With this handy tool you can also view classic charts or even pie charts of your spendings and earnings. The feature is available in the “Reports” tab, and it will help you get an accurate view of how well you actually organize your money.

All in all, YNAB is a useful program for those who wants to be more financially organized.