YNAB 3.0

Simple Budget Software Coupled with a Powerful Money Management Methodology.
Each month you assign your Available dollars to spending/savings categories. This process takes 20 minutes and revolutionizes the way you think about your money.

Result: Dollars are told what to do. Your awareness will increase tremendously and you’ll find contentment as your spending aligns itself with your core values.

You’ll anticipate larger, less-frequent expenses and will be ready for them. Insurance premium due in six months for $600? Save $100 each month and watch the Car Insurance balance grow.

Result: Eliminate the crazy ups and downs in your life. Gain a true picture of your discretionary income. Enjoy opening the mail again (the money will be there waiting to pay that bill).