YNAB 4 features Cloud Sync, making it easier than ever to stay focused on your budget and always up to date by staying in sync wherever there's an internet connection. Why wait three days for your bank to tell you that some money's been spent? Use YNAB's iPhone or Android app to record your spending right there at the cash register. With super-fast transaction entry, you'll have entered the transaction before you've walked out the door.
There's no more guessing when it comes to spending decisions. Since your budget is always up to date, whether on your spouse's iPhone, your Android, at home on your Mac, or at work on your PC, you'll know in a moment that it's okay to head out to eat. Enjoying yourself is part of the plan(1).